Medigap Plan G – Medicare Supplement
| A | B | C | D | F | G | K | L | M | N | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Part A Hospital Coinsurance | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | |
| 365 Hospital Reserve Days | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | |
| Part B coinsurance | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes | |
| Benefit for Blood | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes | |
| Hospice coinsurance | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes | |
| Skilled Nursing Facility | No | No | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes | |
| Part A deductible | No | Yes | Yes | Yes | Yes | Yes | 50% | 75% | 50% | Yes | |
| Part B deductible | No | No | Yes | No | Yes | No | No | No | No | No | |
| Part B excess | No | No | No | No | Yes | Yes | No | No | No | No | |
| Foreign Travel Benefit | No | No | 80% | 80% | 80% | 80% | No | No | 80% | 80% | |
| Out-of-pocket limit | N/A | N/A | N/A | N/A | N/A | N/A | $5,560 | $2,780 | N/A | N/A | |
2019 data – Table Source
What is Medigap Plan G?
Medigap Plan G has many benefits including Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up, Part B coinsurance or co-payment, first three pints of blood, Part A hospice care coinsurance or co-payment, 80% of foreign travel emergency exchange and skilled nursing facility care benefits. It however, does not include the Medicare Part B deductible. This should be taken into consideration before choosing a plan.
If you do not mind assuming risk for the Part B deductible then this could be the right plan for you.
Plan G also includes coverage for home-based recovery care and covers 100% of Medicare Part B excess charges.
It can be difficult to determine which plan is right for you, and not all insurance carriers offer all of the Medicare Supplement Plans. Most insurance carriers offer a variety of plans, and our licensed sales agents can help you shop around for the plan that will best fit your needs and budget.