Medigap Plan G – Medicare Supplement

Benefits
Medigap Plans
A B C D F G K L M N
Part A Hospital Coinsurance Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes
365 Hospital Reserve Days Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes
Part B coinsurance Yes Yes Yes Yes Yes Yes 50% 75% Yes Yes
Benefit for Blood Yes Yes Yes Yes Yes Yes 50% 75% Yes Yes
Hospice coinsurance Yes Yes Yes Yes Yes Yes 50% 75% Yes Yes
Skilled Nursing Facility No No Yes Yes Yes Yes 50% 75% Yes Yes
Part A deductible No Yes Yes Yes Yes Yes 50% 75% 50% Yes
Part B deductible No No Yes No Yes No No No No No
Part B excess No No No No Yes Yes No No No No
Foreign Travel Benefit No No 80% 80% 80% 80% No No 80% 80%
Out-of-pocket limit N/A N/A N/A N/A N/A N/A $5,120 $2,560 N/A N/A

2017 data – Table Source

What is Medigap Plan G?

Patient asking about Medigap plan g coverageMedigap Plan G has many benefits including Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up, Part B coinsurance or co-payment, first three pints of blood, Part A hospice care coinsurance or co-payment, 80% of foreign travel emergency exchange and skilled nursing facility care benefits.  It however, does not include the Medicare Part B deductible. This should be taken into consideration before choosing a plan.

If you do not mind assuming risk for the Part B deductible then this could be the right plan for you.

Plan G also includes coverage for home-based recovery care and covers 100% of Medicare Part B excess charges.

It can be difficult to determine which plan is right for you, and not all insurance carriers offer all of the Medicare Supplement Plans.  Most insurance carriers offer a variety of plans, and our licensed sales agents can help you shop around for the plan that will best fit your needs and budget.